When stocks fall, it can be a good time to get money out of tax-deferred accounts to avoid a ticking tax time bomb.

A backdoor Roth conversion can save you significantly in future taxes, but at the cost of paying those taxes now. This isn't ...

CNBC reported last year that Roth conversions were up 46% year-over-year. Google Trends data shows interest in Roth ...

Explore the tax benefits of reverse mortgages, including strategies for Roth conversions and delaying Social Security.

Roth IRA conversions let you turn tax-deferred savings into Roth, incurring taxes now for tax-free withdrawals later. No limit exists on the amount you can convert per year, but large sums might ...

If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change ...

Roth IRAs offer a number of key benefits that traditional retirement plans can't match. Your financial adviser may remind you ...

By understanding the following factors, you can decide if a Roth conversion is for you. 1. Without a 401(k) or other tax-deferred account, it can’t happen. Having a tax-deferred account ...

Roth IRA conversion ladders leverage this to get around the government's 10% early withdrawal penalty on tax-deferred savings for those younger than 59 1/2. You start by converting the sum you ...

The Backdoor Roth IRA is a valuable retirement savings tool for high-income earners looking to maximize tax-free retirement ...

The jockeying and the April 15 tax deadline are timely reminders that smart retirement planning involves taking advantage of ...

contributions would grow tax-deferred, but at distribution they would be paying higher taxes of 37%. Investments in a Roth IRA enjoy tax-free growth, and distributions generally may be taken after ...