Seller concessions can be used to cover your out-of-pocket closing costs, with the USDA setting the maximum contribution limit at 6% of the home’s purchase price. Learn more.

Having student loans won’t prevent you from qualifying for a USDA mortgage, but they will count toward your debt-to-income ...

If you’re looking for an affordable option beyond a traditional site-built home, an FHA loan on a manufactured home could be ...

Homeowners may need to wait up to 12 months before refinancing a government-backed mortgage or cash-out refinance. Some refinances are available right away for homeowners who can benefit from its ...

Danny Hughes, 24, has owned a 1950s-era brick home on the outskirts of Pittsburgh for one year. He lives there with his new wife, Katelyn, who graduated from high school in 2021.