Seller concessions can be used to cover your out-of-pocket closing costs, with the USDA setting the maximum contribution limit at 6% of the home’s purchase price. Learn more.

Having student loans won’t prevent you from qualifying for a USDA mortgage, but they will count toward your debt-to-income ...

If you’re looking for an affordable option beyond a traditional site-built home, an FHA loan on a manufactured home could be ...

Government-backed FHA loans make home ownership more accessible to first-time and repeat homebuyers needing a low down payment.

Homeowners may need to wait up to 12 months before refinancing a government-backed mortgage or cash-out refinance. Some refinances are available right away for homeowners who can benefit from its ...

Danny Hughes, 24, has owned a 1950s-era brick home on the outskirts of Pittsburgh for one year. He lives there with his new wife, Katelyn, who graduated from high school in 2021.

USDA direct loans are more challenging to qualify for but offer lower costs. USDA guaranteed loans are more common but have ...

FHA recently announced a change to its boarder rental income guidelines, and it could mean expanded affordability for ...

The USDA funding fee comes in two forms: an upfront funding fee of 1% of the total amount borrowed and an annual funding fee ...